[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.dpress.cz\/pujcka-vhodna-pro-kazdeho\/#Article","mainEntityOfPage":"https:\/\/www.dpress.cz\/pujcka-vhodna-pro-kazdeho\/","headline":"P\u016fj\u010dka vhodn\u00e1 pro ka\u017ed\u00e9ho","name":"P\u016fj\u010dka vhodn\u00e1 pro ka\u017ed\u00e9ho","description":"Kdy\u017e si \u010dlov\u011bk pot\u0159ebuje p\u016fj\u010dit nezbytnou hotovost, nejednou se obrac\u00ed na kdekoho. Ov\u0161em je smutnou pravdou, \u017ee ani zdaleka ne v\u017edy je jeho snaha korunov\u00e1na \u00fasp\u011bchem. Proto\u017ee v takov\u00e9m okam\u017eiku n\u00e1hle miz\u00ed doposud zd\u00e1nliv\u011b oddan\u00ed p\u0159\u00e1tel\u00e9, najednou se \u010dlov\u011bku sna\u017e\u00ed i nejbli\u017e\u0161\u00ed p\u0159\u00edbuzn\u00ed nezk\u0159\u00ed\u017eit cestu, no a banky jsou kapitola sama pro sebe.P\u0159\u00edbuzn\u00ed a p\u0159\u00e1tel\u00e9 […]","datePublished":"2019-03-07","dateModified":"2023-04-28","author":{"@type":"Person","@id":"https:\/\/www.dpress.cz\/author\/#Person","name":"dpress.cz\n","url":"https:\/\/www.dpress.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/a4f7f6499f3b2a0764d0773f1f5d74780987cfbea7e736c0e74f6185bb257971?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/a4f7f6499f3b2a0764d0773f1f5d74780987cfbea7e736c0e74f6185bb257971?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"dpress.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.dpress.cz\/wp-content\/uploads\/img_a339972_w1919_t1553000626.jpg","url":"https:\/\/www.dpress.cz\/wp-content\/uploads\/img_a339972_w1919_t1553000626.jpg","height":0,"width":0},"url":"https:\/\/www.dpress.cz\/pujcka-vhodna-pro-kazdeho\/","about":["Ekonomika"],"wordCount":487,"articleBody":"Kdy\u017e si \u010dlov\u011bk pot\u0159ebuje p\u016fj\u010dit nezbytnou hotovost, nejednou se obrac\u00ed na kdekoho. Ov\u0161em je smutnou pravdou, \u017ee ani zdaleka ne v\u017edy je jeho snaha korunov\u00e1na \u00fasp\u011bchem. Proto\u017ee v takov\u00e9m okam\u017eiku n\u00e1hle miz\u00ed doposud zd\u00e1nliv\u011b oddan\u00ed p\u0159\u00e1tel\u00e9, najednou se \u010dlov\u011bku sna\u017e\u00ed i nejbli\u017e\u0161\u00ed p\u0159\u00edbuzn\u00ed nezk\u0159\u00ed\u017eit cestu, no a banky jsou kapitola sama pro sebe.P\u0159\u00edbuzn\u00ed a p\u0159\u00e1tel\u00e9 toti\u017e n\u00e1hle zji\u0161\u0165uj\u00ed, \u017ee nemaj\u00ed k takov\u00e9mu \u017eadateli pat\u0159i\u010dnou d\u016fv\u011bru, a banky sice d\u016fv\u011b\u0159ovat mohou, ov\u0161em raz\u00ed pro zm\u011bnu heslo \u201ed\u016fv\u011b\u0159uj, ale prov\u011b\u0159uj\u201c. A prov\u011b\u0159uj\u00ed v\u00edce ne\u017e d\u016fkladn\u011b cokoliv, od p\u0159\u00edjm\u016f toho kter\u00e9ho \u017eadatele a\u017e t\u0159eba po z\u00e1znamy v registrech dlu\u017en\u00edk\u016f. A jakmile se jim n\u011bco po\u010dne nepozd\u00e1vat, m\u00e1 doty\u010dn\u00fd utrum.A co potom?Potom t\u0159eba onomu \u017eadateli, nyn\u00ed u\u017e mo\u017en\u00e1 sp\u00ed\u0161e prosebn\u00edkovi, kone\u010dn\u011b dojde, \u017ee je jedin\u00fdm mo\u017en\u00fdm v\u00fdchodiskem u\u017e jenom nebankovn\u00ed sektor. Instituce, kter\u00e9 se v minulosti sice leckdy nechvaln\u011b proslavily, ale to u\u017e je d\u00e1vn\u00e1 minulost a nyn\u00ed tak tyto u\u017e d\u00e1vno nejsou \u017e\u00e1dn\u00fdmi lichv\u00e1\u0159i a podobn\u00fdmi zlot\u0159ilci.A kdy\u017e u\u017e se na n\u011b \u010dlov\u011bk v nouzi nejvy\u0161\u0161\u00ed obr\u00e1t\u00ed, nejednou se mu dostane rady vysloven\u011b nad zlato: .Tento typ p\u016fj\u010dky je v\u00fdchodiskem z nouze pr\u00e1v\u011b pro ty, kdo jinde neusp\u011bli. I kdy\u017e je pochopiteln\u011b nad slunce jasn\u00e9, \u017ee tu usp\u011bj\u00ed i ti, kdo jsou bez vady na kr\u00e1se a kdo by usp\u011bli i jinde.Proto\u017ee takov\u00e1 nebankovn\u00ed hypot\u00e9ka bez dokl\u00e1d\u00e1n\u00ed p\u0159\u00edjm\u016f nen\u00ed nikterak nedostupn\u00fdm produktem. Pr\u00e1v\u011b naopak. \u010clov\u011bk tu jednodu\u0161e nastuduje ve\u0161ker\u00e9 podm\u00ednky podobn\u00e9 p\u016fj\u010dky, vypln\u00ed nep\u0159\u00edli\u0161 slo\u017eit\u00fd formul\u00e1\u0159 a ve chv\u00edli, kdy poskytne doty\u010dn\u00e9mu v\u011b\u0159iteli coby z\u00e1ruku za poskytnut\u00e9 pen\u00edze svou nemovitost, je v\u0161e na t\u00e9 nejlep\u0161\u00ed cest\u011b k vytou\u017een\u00e9mu c\u00edli. Tedy k tolik pot\u0159ebn\u00e9 hotovosti.A netrv\u00e1 to v\u011bru dlouho a \u010dlov\u011bk u\u017e ty pen\u00edze dr\u017e\u00ed v hrsti. Proto\u017ee tady nevad\u00ed ani n\u00edzk\u00e9 \u017eadatelovy p\u0159\u00edjmy, ani n\u011bjak\u00fd ten \u201a\u0161kraloup\u2018 z d\u0159\u00edv\u011bj\u0161ka. Tady se \u017eadateli v\u011b\u0159\u00ed, \u017ee pen\u00edze \u0159\u00e1dn\u011b vr\u00e1t\u00ed. A logicky se mu v\u011b\u0159\u00ed proto, \u017ee dal pr\u00e1v\u011b v\u0161anc svou nemovitost. A mus\u00ed po\u010d\u00edtat s t\u00edm, \u017ee kdyby nespl\u00e1cel, p\u0159ijde o ni.Co\u017e ale slu\u0161n\u00e9mu a poctiv\u00e9mu \u010dlov\u011bku vadit nemus\u00ed. Proto\u017ee pokud v\u0161e vr\u00e1t\u00ed tak, jak m\u00e1, bude si moci u\u017e\u00edvat \u017eivota jako ti \u0161\u0165astn\u011bj\u0161\u00ed z jeho okol\u00ed.A o to p\u0159ece u jak\u00e9koliv p\u016fj\u010dky jde.                                                                                                                                                                                                                                                                                                                                                                                        3.8\/5 - (5 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"P\u016fj\u010dka vhodn\u00e1 pro ka\u017ed\u00e9ho","item":"https:\/\/www.dpress.cz\/pujcka-vhodna-pro-kazdeho\/#breadcrumbitem"}]}]